Can a spouse receive more than half of your Social Security benefits?

HomeCan a spouse receive more than half of your Social Security benefits?
Can a spouse receive more than half of your Social Security benefits?

So, you can only receive additional spouse’s benefits if your own full retirement benefit (not your reduced benefit) is less than half of your wife’s full retirement benefit. Generally, during the initial interview when applying for Social Security benefits, we typically explore all other benefits that could yield you a higher benefit amount.

Q. Does surviving spouse get higher Social Security?

You will not receive a survivor benefit in addition to your own retirement benefit; Social Security will pay the higher of the two amounts. He or she can still collect benefits on the deceased spouse’s work record.

Q. What is the maximum Social Security benefit for a widow?

Widow or widower, full retirement age or older—100 percent of your benefit amount. Widow or widower, age 60 to full retirement age—71½ to 99 percent of your basic amount. Disabled widow or widower, age 50 through 59—71½ percent. Widow or widower, any age, caring for a child under age 16—75 percent.

Q. What happens to your social security if your spouse passes away?

You may be eligible to receive a Social Security survivor benefit equal to the full benefit your spouse was receiving. “If you are married and your spouse passes away, the surviving spouse will keep the higher of the two Social Security payments,” says Steve Sexton, CEO of Sexton Advisory Group in Temecula, California.

Q. How does a remarriage affect your Social Security benefits?

If you remarry, you cannot receive benefits on your former spouse’s record unless the new marriage ends (by death, divorce, or annulment). Survivors Benefits. If you are the divorced spouse of a worker who has passed away, you could still be eligible for survivors benefits if the marriage lasted 10 years or more.

Q. What happens to your Social Security benefits if you get a divorce?

If you are the divorced spouse of a worker who has passed away, you could still be eligible for survivors benefits if the marriage lasted 10 years or more. You can receive reduced benefits starting at age 60 or full benefits at your full retirement age.

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