Who is ACS debt collection?

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Who is ACS debt collection?

ACS Collection Services, Inc is a real, legitimate company. Originally founded in 1985 in New York, currently headquartered in Buffalo, NY, they are a medium sized collection agency in the US. Their mailing address is PO Box 7103, Lewiston, ME 04243.

Q. Is Ace a scam?

ACE LENDING LLC DFI has received complaints from Washington consumers who received threatening emails from entities claiming to be “Ace Cash Services” and “Ace Cash.” It appears that this activity is a loan collection scam. The consumer reported never obtaining a loan with the entity.

Q. How do you know if a collection agency is legit?

Ask the caller for their name, company, street address, telephone number, and if your state licenses debt collectors, a professional license number.

Q. Is Ace payday loan legit?

Ace Cash Express is not Consumer Affairs-accredited; the company, however, has a profile there with a total of 333 Ace Cash Express reviews, and a 1.5-star rating. People that had never taken out a loan from Ace Cash Express received a call or email that they need to pay off their loan.

Q. Does Ace Cash Express Call your job?

Can Ace Cash Express Call Your Job? If your employer does not allow you to get personal calls at work and Ace Cash Express knows it, it may be violating state consumer protection laws similar to the federal Fair Debt Collection Practices Act (FDCPA) by calling your job.

Q. Can you go to jail for not paying ACE Cash Express?

The Consumer Financial Protection Bureau, which is responsible for regulating payday lending at the federal level says “No, you cannot be arrested for defaulting on a payday loan”. A court can only order jail time for criminal offenses in the US, and failure to repay debt is not a criminal offense.

Q. How much can you borrow from ACE Cash Express?

Does ACE offer loans in my state? ACE offers payday loans online in the following US states: California: up to $255. Idaho: up to $1,000.

Q. Are there fake debt collectors?

Common scams It’s easy to detect a scam in which someone tries to collect on a debt that you don’t recognize or know you don’t owe. Fake debt collectors have many ways of getting your information, and they hope to pressure you into quick payment through a cold call. Both of those are signs of phishing scams.

Q. How do I withdraw money from cash express?

How can the recipient receive the money in cash? He or she should visit any of the Cash Express agent locations; provide the 9 digit transaction reference number along with the valid ID and claim the money.

Q. How can I make quick cash today?

19 Ways to Find Fast Cash

  1. Sell spare electronics.
  2. Sell unused gift cards.
  3. Pawn something.
  4. Work today for pay today.
  5. Seek community loans and assistance.
  6. Ask for forbearance on bills.
  7. Request a payroll advance.
  8. Take a loan from your retirement account.

ACS Collections is a debt collection agency. They’re probably on your credit report as a ‘collections’ account. This usually happens when you forget to pay a bill. If a collection is on your credit report, it’s damaging your credit score (unless removed).

Q. Is Ace Cash Express a real company?

ACE Cash Express offers a variety of lending options to people who may not qualify for loans from a bank or credit union. But this lender specializes in payday and installment loans, with high borrowing costs that could keep you in debt longer.

Q. Can you go to jail for not paying Ace Cash Express?

Q. Are ace and speedy cash the same?

ACE Cash Express Short-term Loans Like Speedy Cash, Ace Cash Express is a well-established lender. It has over 1,000 store locations across 20 states, mainly in the South and West. Depending on where you live, you can apply online or in person for a payday loan, installment loan, title loan or debit card loan.

Q. Can you pretend to be a debt collector?

According to StepChange, a debt charity, they can contact you to discuss your debt, organise payment arrangements and request payments from you. It is also a criminal offence for a debt collector to pretend to be an enforcement agent.

Q. Is the ACE Cash services account in collections?

Your account with ACE is in Final Collections. According to our records, your outstanding balance was $1050.50 So, we are just giving you a last chance that if you just make a payment by today or tomorrow then we will close this account as paid in full with zero balance. We do hope that you will work out with this offer.

Q. Where does ACE Cash services send threatening emails?

A consumer reported receiving a threatening email related to Ace Cash Services regarding a delinquent loan. The email came from [email protected] and contained what appeared to be a case file number and past due amount.

Q. Are there any complaints about ACE Cash Express?

Ace Cash Express Complaints. Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). Most complaints are about inaccurate reporting, harassment, or failure to verify a debt.

Q. Where can I find Ace settlement case number?

[email protected] and contained what appeared to be a case file number and past due amount. The email included language stating that if there was no payment from the consumer, “serious allegations” including violation of federal banking regulation, check fraud, and theft by deception were to proceed.

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